Budgeting for Couples: The Best [Excel] Tool to Manage Your Money ... - Free Printable

- Calculate the total monthly budget for "Genuine Expenses aka 'Needs'" by summing the "Total" rows for each category: Housing ($1,449.00) + Transportation ($575.00) + Debt ($275.00) + Other Genuine Expenses (sum of listed items: $600.00 + $80.00 + $150.00 + $80.00 + $200.00 = $1,110.00). Total = $1,449.00 + $575.00 + $275.00 + $1,110.00 = $3,409.00.
- Calculate the total annual budget for "Genuine Expenses aka 'Needs'" by summing the "Annual" columns for each category: Housing ($17,388.00) + Transportation ($6,900.00) + Debt ($3,300.00) + Other Genuine Expenses (sum of listed items: $7,200.00 + $960.00 + $1,800.00 + $960.00 + $2,400.00 = $13,320.00). Total = $17,388.00 + $6,900.00 + $3,300.00 + $13,320.00 = $40,908.00.
- Verify that the "Total Housing" monthly amount ($1,449.00) is the sum of its individual line items: $1,200.00 + $15.00 + $25.00 + $80.00 + $20.00 + $75.00 + $25.00 + $9.00 = $1,449.00. The annual total ($17,388.00) is 12 times the monthly total.
- Verify that the "Total Transportation" monthly amount ($575.00) is the sum of its individual line items: $300.00 + $125.00 + $150.00 = $575.00. The annual total ($6,900.00) is 12 times the monthly total.
- Verify that the "Total Debt Payments" monthly amount ($275.00) is the sum of its individual line items: $75.00 + $50.00 + $50.00 + $100.00 = $275.00. The annual total ($3,300.00) is 12 times the monthly total.
- Verify that the "Other Genuine Expenses" monthly total ($1,110.00) is the sum of its individual line items: $600.00 + $80.00 + $150.00 + $80.00 + $200.00 = $1,110.00. The annual total ($13,320.00) is 12 times the monthly total.