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Decision flowchart to determine if you must pay estimated tax for 2012 based on income tax withholding and refundable credits.

Flowchart titled "Do You Have To Pay Estimated Tax?" guiding users through eligibility based on income tax withholding and refundable credits for 2012, with decision points and outcomes.

Flowchart titled "Do You Have To Pay Estimated Tax?" guiding users through eligibility based on income tax withholding and refundable credits for 2012, with decision points and outcomes.

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