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Money, Money, Money

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A. Put the money verbs into the correct category.



Verbs:
- spend
- donate
- lend
- waste
- withdraw
- borrow
- invest
- gamble
- save
- spend

We need to categorize them:

#### 1. Ways of getting money
These are actions that result in *receiving* or *acquiring* money.
- borrow (get money from someone temporarily)
- withdraw (take money from a bank account)
- lend (give money to someone, but it's also a way to get interest — though usually "lending" gives you interest, so it's more about giving; however, in context, it may be considered a way to earn money if interest is involved)

But let’s reevaluate: “lend” is typically not a way *you* get money — you give it away. So better options:
- borrow → yes, you get money
- withdraw → yes, you get cash from bank
- invest → you put money in, but potentially earn more later — so it's a way to grow money, not necessarily *get* it immediately
- gamble → risky, could gain or lose — not reliable

Better classification:

Ways of getting money:
- borrow
- withdraw
- invest (if we consider earning returns)
- gamble (if you win)

Wait — this is tricky. Let's think again.

Actually, "borrow" and "withdraw" are ways to access money you don’t currently have on hand.

But "invest" and "gamble" are ways to *potentially increase* money.

So perhaps:

#### 1. Ways of getting money:
- borrow
- withdraw

(Other verbs like "donate", "lend", "waste", "spend", "save" are not about acquiring money.)

Wait — maybe "invest" is a way to get money over time?

Let’s use standard definitions:

| Verb | Category |
|------|--------|
| spend | Ways of using money |
| donate | Ways of using money |
| lend | Ways of using money (giving money) |
| waste | Ways of using money |
| withdraw | Ways of getting money (from bank) |
| borrow | Ways of getting money (from someone) |
| invest | Ways of growing money (long-term) |
| gamble | Ways of using money (risky) |
| save | Ways of keeping money |
| spend | Ways of using money |

Now, let's categorize properly:

#### 1. Ways of getting money:
- borrow (receive money from someone)
- withdraw (take money from your account)
- invest? Not exactly — you give money to invest. But sometimes people say “investing gets you money” — not accurate. Better to classify as “ways to grow money”.

Actually, "borrow" and "withdraw" are the clearest examples of *getting* money.

But "lend" means giving money — so not getting.

So final:

#### 1. Ways of getting money:
- borrow
- withdraw

#### 2. Ways of using money:
- spend
- donate
- lend
- waste
- gamble

#### 3. Both (can be both getting and using):
- invest – you use money to invest, but hope to get more back → so it’s both
- save – you use money to save, but keep it for future use → it's a form of storing/using money
- gamble – you use money, but might get more (so technically both)

But “both” likely refers to verbs that can be used in either direction.

Wait — “invest” and “save” are generally using money, not getting.

But "invest" can be seen as a way to get money (earn returns), so maybe it belongs in “both”.

Similarly, "gamble" — you spend money but might win more.

So:

#### 1. Ways of getting money:
- borrow
- withdraw

#### 2. Ways of using money:
- spend
- donate
- lend
- waste
- gamble
- save
- invest

Wait — but “save” isn’t using money; it’s preserving it.

Let’s clarify:

- spend: use money → using
- donate: give money → using
- lend: give money → using
- waste: misuse money → using
- gamble: risk money → using
- save: keep money → not spending, but still managing it
- invest: use money to earn more → using
- borrow: receive money → getting
- withdraw: take money out → getting
- invest: also involves receiving return → so both?

Best interpretation:

#### 1. Ways of getting money:
- borrow
- withdraw

#### 2. Ways of using money:
- spend
- donate
- lend
- waste
- gamble
- invest
- save

But “save” is not really “using” — it’s conserving.

Alternatively, perhaps “save” is a way of managing money, not using.

So maybe:

#### 1. Ways of getting money:
- borrow
- withdraw

#### 2. Ways of using money:
- spend
- donate
- lend
- waste
- gamble
- invest

#### 3. Both:
- save – you use money to save, but you're also protecting it for future use → possibly both?
- invest – you use money now to get more later → so it’s both using and getting

So perhaps:

#### 3. Both:
- invest
- save

But “save” is more passive.

Alternatively, the intended answer may be:

#### 1. Ways of getting money:
- borrow
- withdraw

#### 2. Ways of using money:
- spend
- donate
- lend
- waste
- gamble
- invest
- save

But then “both” is empty.

Wait — maybe “invest” and “save” are both because they involve using money now for future gain.

But “both” might mean verbs that can be used in two contexts.

Alternatively, “borrow” and “lend” are opposites — one gets, one gives.

So perhaps:

#### 1. Ways of getting money:
- borrow
- withdraw

#### 2. Ways of using money:
- spend
- donate
- lend
- waste
- gamble
- invest
- save

But “lend” is giving — so it's using money.

Yes.

Then what goes in “both”? Maybe none.

But the table has three columns.

Ah! Perhaps:

- invest → you use money to get more → so it's both (using and getting)
- gamble → same
- save → you use money to store it, but it's not getting

So likely:

#### 1. Ways of getting money:
- borrow
- withdraw

#### 2. Ways of using money:
- spend
- donate
- lend
- waste
- save
- invest
- gamble

But “invest” and “gamble” are both using and potentially getting.

So perhaps:

#### 3. Both:
- invest
- gamble

Because you use money but might get more.

Yes, that makes sense.

So final:

| 1. Ways of getting money | 2. Ways of using money | 3. Both |
|--------------------------|------------------------|--------|
| borrow | spend | invest |
| withdraw | donate | gamble |
| | lend | |
| | waste | |
| | save | |
| | | |

Wait — “save” is only using (putting aside), not getting.

So maybe:

#### 1. Ways of getting money:
- borrow
- withdraw

#### 2. Ways of using money:
- spend
- donate
- lend
- waste
- save
- invest
- gamble

#### 3. Both:
- invest
- gamble

But “invest” and “gamble” are listed in both categories.

So perhaps:

- invest: using money now, hoping to get more later → both
- gamble: same

So yes.

But “borrow” and “withdraw” are only getting.

“Lend” is only using.

So:

Final Answer for A:

| 1. Ways of getting money | 2. Ways of using money | 3. Both |
|--------------------------|------------------------|--------|
| borrow | spend | invest |
| withdraw | donate | gamble |
| | lend | |
| | waste | |
| | save | |
| | | |

But “invest” and “gamble” are already in “using”, so we can’t list them twice.

The instruction says: “Put the money verbs into the correct category.”

So each verb should go in one box.

So if “invest” is both, it goes in “both”.

Similarly, “gamble” goes in “both”.

Then “spend”, “donate”, “lend”, “waste”, “save” go in “using”.

“borrow”, “withdraw” in “getting”.

But “invest” and “gamble” are not just “using” — they’re also potential sources of income.

So best to place them in “both”.

Thus:

#### 1. Ways of getting money:
- borrow
- withdraw

#### 2. Ways of using money:
- spend
- donate
- lend
- waste
- save

#### 3. Both:
- invest
- gamble

Yes.

---

B. Write the money nouns into the category they belong to.



Nouns:
- a fine
- a credit card
- a tip
- a bank account
- tax
- a wallet
- a cheque
- a bill
- rent
- a fare

Categories:

1. Things you pay
2. Places you put money
3. Forms of payment

Let’s analyze:

#### 1. Things you pay:
- a fine (pay a fine)
- tax (pay tax)
- rent (pay rent)
- a bill (pay a bill)
- a fare (pay a bus/fare)
- a tip (pay a tip)

So:
→ fine, tax, rent, bill, fare, tip

#### 2. Places you put money:
- a wallet (money goes in wallet)
- a bank account (money deposited)
- a credit card (you put money on it via charging) — but it's not a physical place
- a cheque (you write a cheque, but don’t put money in it) — no
- a bill — no
- a tip — no

So:
→ wallet, bank account

Also, a credit card — you load money onto it or charge purchases, but it's not a physical container.

But often, “credit card” is considered a form of payment, not a place.

So best:
→ wallet, bank account

#### 3. Forms of payment:
- a credit card (yes)
- a cheque (yes)
- a tip (yes, as a form of payment)
- a bill — no, it's something you pay
- a fare — no, it's an amount
- a fine — no, it's a penalty
- tax — no, it's a type of payment, but not a form
- rent — no
- a wallet — no
- bank account — no

So forms of payment:
- credit card
- cheque
- tip

But tip is not a formal payment method — it's optional.

Still, it's a form of payment.

Also, cash, debit card, etc., but those aren't listed.

So:

Final:

| 1. Things you pay | 2. Places you put money | 3. Forms of payment |
|-------------------|-------------------------|---------------------|
| a fine | a wallet | a credit card |
| tax | a bank account | a cheque |
| rent | | a tip |
| a bill | | |
| a fare | | |
| a tip | | |

Wait — “a tip” is both a thing you pay and a form of payment.

So where does it go?

Likely:
- Things you pay: fine, tax, rent, bill, fare, tip
- Forms of payment: credit card, cheque, tip
- Places: wallet, bank account

So “tip” appears in two places.

But the instruction says “write the money nouns into the category they belong to” — so probably allow overlap.

But since it's a grid, likely each noun goes in one box.

So perhaps:

- “tip” is primarily a thing you pay (e.g., “I paid a tip”)
- But also a form of payment

But in context, “forms of payment” includes credit card, cheque, cash, debit card, tip — yes.

So maybe “tip” goes in both.

But the grid doesn't allow multiple entries.

So likely:

- Things you pay: fine, tax, rent, bill, fare, tip
- Places: wallet, bank account
- Forms of payment: credit card, cheque

But “tip” is not a form of payment — it’s a type of payment.

Yes, it is.

For example: “She paid the waiter with a tip.”

So “tip” is a form of payment.

But also, “I paid a tip” — so it’s a thing you pay.

So ambiguous.

But in most contexts, “tip” is a payment made in cash or card — so it’s a form.

But “a tip” is the amount given.

So perhaps it belongs in things you pay.

Similarly, “a fine” is a thing you pay.

So:

Best:

| 1. Things you pay | 2. Places you put money | 3. Forms of payment |
|-------------------|-------------------------|---------------------|
| a fine | a wallet | a credit card |
| tax | a bank account | a cheque |
| rent | | |
| a bill | | |
| a fare | | |
| a tip | | |

But “tip” is missing from forms of payment.

Wait — “a tip” is not a method of payment — it’s a type of transaction.

But “credit card” and “cheque” are methods.

So “tip” is not a method — it’s a purpose.

So better to put “tip” under things you pay.

Similarly, “fine”, “tax”, “rent”, “bill”, “fare” — all things you pay.

So:

Final:

| 1. Things you pay | 2. Places you put money | 3. Forms of payment |
|-------------------|-------------------------|---------------------|
| a fine | a wallet | a credit card |
| tax | a bank account | a cheque |
| rent | | |
| a bill | | |
| a fare | | |
| a tip | | |

But “a tip” is not a form of payment — it’s a payment.

But “forms of payment” = how you pay.

So “credit card” = how you pay
“cheque” = how you pay
“cash” = how you pay
“tip” = not a method — it’s a type of payment

So “tip” should be in things you pay

Similarly, “fine”, “tax”, etc.

So yes.

“a wallet” and “bank account” are places you store money.

So:

B:

| 1. Things you pay | 2. Places you put money | 3. Forms of payment |
|-------------------|-------------------------|---------------------|
| a fine | a wallet | a credit card |
| tax | a bank account | a cheque |
| rent | | |
| a bill | | |
| a fare | | |
| a tip | | |

Note: “a tip” is listed under “things you pay” — correct.

“a credit card” and “a cheque” are forms of payment.

---

C. Categorize the money adjectives.



Adjectives:
- poor
- affluent
- affordable
- expensive
- reasonable
- unaffordable
- wealthy

Categories:

1. To describe things that cost a lot
2. To describe things that don’t cost a lot
3. To describe someone who has a lot of money
4. To describe someone who has a little money

Let’s assign:

#### 1. To describe things that cost a lot:
- expensive
- unaffordable
- (affordable is opposite)
- reasonable — not high cost
- so: expensive, unaffordable

#### 2. To describe things that don’t cost a lot:
- affordable
- reasonable
- cheap (but not listed)
- so: affordable, reasonable

#### 3. To describe someone who has a lot of money:
- affluent
- wealthy

#### 4. To describe someone who has a little money:
- poor

So:

| 1. Cost a lot | 2. Don’t cost a lot | 3. Has a lot of money | 4. Has a little money |
|---------------|---------------------|-----------------------|------------------------|
| expensive | affordable | affluent | poor |
| unaffordable | reasonable | wealthy | |

Yes.

---

D. Write two answers for the following items.



1. Two places where you might leave a tip
- restaurant
- taxi

2. Two ways of entertaining yourself if you are broke
- watch TV
- read books

3. Two things people often waste money on
- fast food
- clothes

4. Two reasons a person might have to pay a fine
- speeding
- parking violation

5. Two things that are generally unaffordable
- luxury car
- private jet

6. Two things that people might donate money to
- charity
- animal shelter

---

Final Answers:



#### A. Verbs

| 1. Ways of getting money | 2. Ways of using money | 3. Both |
|--------------------------|------------------------|--------|
| borrow | spend | invest |
| withdraw | donate | gamble |
| | lend | |
| | waste | |
| | save | |
| | | |

#### B. Nouns

| 1. Things you pay | 2. Places you put money | 3. Forms of payment |
|-------------------|-------------------------|---------------------|
| a fine | a wallet | a credit card |
| tax | a bank account | a cheque |
| rent | | |
| a bill | | |
| a fare | | |
| a tip | | |

#### C. Adjectives

| 1. Cost a lot | 2. Don’t cost a lot | 3. Has a lot of money | 4. Has a little money |
|---------------|---------------------|-----------------------|------------------------|
| expensive | affordable | affluent | poor |
| unaffordable | reasonable | wealthy | |

#### D. Writing

1. Restaurant, taxi
2. Watch movies, play video games
3. Fast food, gadgets
4. Speeding, littering
5. House in the city, designer clothes
6. Charity, hospital

---

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