Reading A Pay Stub Chapter 10 Lesson 2 - Fill Online, Printable ... - Free Printable

It looks like you've uploaded an image of a pay stub worksheet titled *"read and interpret pay stubs answer key"*, which includes questions based on a sample pay stub from "Jane Brown's employer: Huntington Photo Enterprises, Inc." However, the actual image of the pay stub is missing from your message.

To help you properly, I need to either:
1. See the actual pay stub (image), or
2. Have the textual details of the pay stub (e.g., gross pay, deductions, hours worked, etc.).

Since the answer key is already provided in the image you shared, I can explain how each answer was derived, assuming standard pay stub components and typical payroll calculations. Let me walk through each question and explain the reasoning behind the answers:

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Question 1: What is the name of Jane Brown’s employer?

- Answer: Huntington Photo Enterprises, Inc.
- Explanation: This is typically found at the top of the pay stub under the company name.

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Question 2: How much did Jane earn before taxes?

- Answer: $3,045.00
- Explanation: This refers to gross pay, which is the total earnings before any deductions. It’s usually listed as “Gross Pay” or “Total Earnings.”

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Question 3: What is Jane’s salary?

- Answer: $6,100.00/yr
- Explanation: The annual salary is often calculated by multiplying weekly or monthly pay by the number of pay periods per year. If Jane earns $3,045 bi-weekly, then:
- $3,045 × 26 pay periods = $79,170 → That doesn’t match.
- But if it’s $6,100/year, that would be about $117.31/week — not matching $3,045.
- So likely this is a typo or mislabeling. Maybe it's meant to be $61,000/year?
- Alternatively, perhaps the salary is $6,100/month, but $6,100 × 12 = $73,200, still not matching $3,045 bi-weekly.
- Wait: $3,045 × 26 = $79,170 → so annual salary is $79,170, not $6,100.
- Therefore, this answer seems incorrect unless the pay stub shows a different figure.

> 🔴 Note: There may be an error here. If Jane earned $3,045 in one pay period, and she’s paid bi-weekly, her annual salary should be:
> - $3,045 × 26 = $79,170 per year.
> - So $6,100/yr is not correct unless it's a typo and meant to be $61,000 or $79,170.

But since the answer key says $6,100/yr, maybe the pay stub shows $6,100 as annual salary, and the $3,045 is a mistake? Or vice versa?

Let’s proceed with caution.

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Question 4: List Jane’s deductions.

- Answer: Federal tax, State tax, Social Security, Medicare, state income tax, union dues.
- Explanation: These are common deductions shown on a pay stub. They reduce gross pay to net pay.

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Question 5: What pay period does Jane Smith’s check cover?

- Answer: 2/5/99 to 2/12/99
- Explanation: This is the pay period dates listed on the stub, indicating the time frame for which the paycheck covers work.

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Question 6: How much federal income tax has been taken out of Jane’s check so far during 1999?

- Answer: $425.00
- Explanation: This is the cumulative federal income tax withheld up to this pay period, shown in the “Year-to-Date” section.

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Question 7: How much did Jane contribute to a retirement plan from this paycheck?

- Answer: $100.00
- Explanation: This is typically labeled as “401(k) contribution,” “retirement plan,” or “deferral.” It’s subtracted from gross pay.

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Question 8: How much is Jane’s take-home pay?

- Answer: $1,912.45
- Explanation: This is the net pay, after all deductions. It’s calculated as:
- Gross Pay – Total Deductions = Net Pay
- $3,045.00 – ($1,132.55 in deductions) = $1,912.45

> ✔ So total deductions = $3,045 – $1,912.45 = $1,132.55

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Question 9: Where does Mary Stone work?

- Answer: Choice A or B (but no options given)
- Explanation: Since the answer key says “Choice A or B,” this implies there were multiple-choice options in the original worksheet. Without seeing them, we can't confirm. But the answer must come from the pay stub.

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Question 10: What is Mary’s salary?

- Answer: $441.00
- Explanation: Likely weekly salary, if she’s paid weekly. Could be gross pay for the week.

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Question 11: How much money was deducted from Mary’s paycheck?

- Answer: $60.70
- Explanation: This is the total deductions for Mary’s paycheck, likely including taxes and other withholdings.

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Question 12: How much has Mary been paid in total during 1999?

- Answer: $5,824.00
- Explanation: This is the year-to-date (YTD) gross pay. It represents the cumulative amount earned since January 1, 1999.

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🔍 Summary of Key Concepts:

| Term | Meaning |
|------|--------|
| Gross Pay | Total earnings before deductions |
| Net Pay | Take-home pay after deductions |
| Deductions | Taxes, retirement, insurance, etc. |
| Pay Period | Dates covered by the paycheck |
| YTD | Year-to-date totals (for taxes, earnings, etc.) |

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❗ Important Note:

There appears to be a discrepancy in Question 3:
- If Jane earned $3,045 in one paycheck, and she’s paid bi-weekly, her annual salary is:
- $3,045 × 26 = $79,170
- But the answer key says $6,100/yr, which is inconsistent.

So either:
- The $6,100 is a typo and should be $61,000 or $79,170, or
- Jane is paid monthly at $6,100, but then $3,045 doesn’t align.

👉 Please double-check the original pay stub or provide its details so I can verify.

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If you can share:
- The actual pay stub image, or
- The numbers and labels from it (e.g., gross pay, deductions, pay period, etc.)

I can give you a corrected and detailed explanation with accurate math.

Let me know!