- Housing & Utilities: Live with relatives & share utilities (2 beans), Apartment of your own (4 beans)
- Insurance: Car - Full Coverage (3 beans), Health - Full Health Coverage (2 beans), Home - Home or Renters Insurance (1 bean)
- Phone & Internet: Basic phone (1 bean), New iPhone with Apple music (2 beans), Shared internet, slower speed (1 bean), Fast internet, ideal for streaming video (2 beans)
- Gifts: Make gifts (1 bean), Buy small gifts occasionally (2 beans), Buy gifts often (3 beans)
- Savings: 5% of income (2 beans), 10% of income (3 beans), Invest for retirement (2 beans), 10% to charity or tithes (2 beans)
- Furniture & Housewares: Use hand-me-downs from fam/friends (0 beans), Rent furniture or live in furnished apartment (1 bean), Buy secondhand at yard sales/thrift stores (2 beans), Buy new furniture (3 beans)
Parent Tip: Review the logic above to help your child master the concept of budgeting worksheet game.
