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Decision flowchart to help determine whether you are required to pay estimated taxes for 2012 based on income tax withholding and refundable credits.

Flowchart titled "Do You Have To Pay Estimated Tax?" guiding users through steps to determine if they must pay estimated tax for 2012 based on income tax withholding and refundable credits.

Flowchart titled "Do You Have To Pay Estimated Tax?" guiding users through steps to determine if they must pay estimated tax for 2012 based on income tax withholding and refundable credits.

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